EXPANDED DOWNLOAD
Understanding Your Financial Life
13 branded pages with a four-part financial inventory, monthly-margin calculation, findings review, and signed milestone.
Personal application
100 Action Worksheets
Every Action Guide now has a companion assignment—with room to know, reflect, act, and complete.
Download Worksheet 010203040506070809101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100
Creating a Personal Financial Snapshot
Know • Reflect • Act • Complete
Identifying Your Financial Priorities
Know • Reflect • Act • Complete
Setting Meaningful Financial Goals
Know • Reflect • Act • Complete
Understanding Your Money Habits
Know • Reflect • Act • Complete
Examining Your Financial Beliefs
Know • Reflect • Act • Complete
Organizing Your Finances
Know • Reflect • Act • Complete
Building a Financial Calendar
Know • Reflect • Act • Complete
Creating a Financial Document System
Know • Reflect • Act • Complete
Measuring Your Financial Progress
Know • Reflect • Act • Complete
Understanding Your Income
Know • Reflect • Act • Complete
Reading Your Pay Statement
Know • Reflect • Act • Complete
Calculating Monthly Cash Flow
Know • Reflect • Act • Complete
Managing Irregular Income
Know • Reflect • Act • Complete
Planning for Multiple Income Sources
Know • Reflect • Act • Complete
Understanding Employee Benefits
Know • Reflect • Act • Complete
Reviewing Payroll Withholding
Know • Reflect • Act • Complete
Preparing for an Income Disruption
Know • Reflect • Act • Complete
Evaluating an Employment Offer
Know • Reflect • Act • Complete
Increasing Your Earning Capacity
Know • Reflect • Act • Complete
Understanding Household Expenses
Know • Reflect • Act • Complete
Creating a Budget
Know • Reflect • Act • Complete
Choosing a Budgeting Method
Know • Reflect • Act • Complete
Separating Needs from Wants
Know • Reflect • Act • Complete
Categorizing Your Expenses
Know • Reflect • Act • Complete
Managing Fixed Expenses
Know • Reflect • Act • Complete
Managing Variable Expenses
Know • Reflect • Act • Complete
Planning for Periodic Expenses
Know • Reflect • Act • Complete
Reviewing Subscription Expenses
Know • Reflect • Act • Complete
Conducting a Monthly Financial Review
Know • Reflect • Act • Complete
Understanding Financial Institutions
Know • Reflect • Act • Complete
Comparing Banks and Credit Unions
Know • Reflect • Act • Complete
Choosing the Right Bank Account
Know • Reflect • Act • Complete
Opening a Bank Account
Know • Reflect • Act • Complete
Reading a Bank Account Agreement
Know • Reflect • Act • Complete
Understanding Bank Fees
Know • Reflect • Act • Complete
Reading a Bank Statement
Know • Reflect • Act • Complete
Reconciling Your Bank Account
Know • Reflect • Act • Complete
Preventing Overdrafts
Know • Reflect • Act • Complete
Using Digital Banking Safely
Know • Reflect • Act • Complete
Understanding the Purpose of Saving
Know • Reflect • Act • Complete
Comparing Savings Accounts
Know • Reflect • Act • Complete
Understanding Savings Account Interest
Know • Reflect • Act • Complete
Creating an Emergency Fund
Know • Reflect • Act • Complete
Determining an Emergency-Fund Goal
Know • Reflect • Act • Complete
Building Sinking Funds
Know • Reflect • Act • Complete
Automating Your Savings
Know • Reflect • Act • Complete
Saving with Competing Obligations
Know • Reflect • Act • Complete
Protecting Your Savings
Know • Reflect • Act • Complete
Reviewing Your Savings Strategy
Know • Reflect • Act • Complete
Understanding Consumer Credit
Know • Reflect • Act • Complete
Understanding Credit Reports
Know • Reflect • Act • Complete
Reading Your Credit Report
Know • Reflect • Act • Complete
Understanding Credit Scores
Know • Reflect • Act • Complete
Recognizing Credit-Score Factors
Know • Reflect • Act • Complete
Reviewing Credit Report Accuracy
Know • Reflect • Act • Complete
Addressing Credit Report Errors
Know • Reflect • Act • Complete
Understanding Credit Inquiries
Know • Reflect • Act • Complete
Protecting Your Credit Identity
Know • Reflect • Act • Complete
Evaluating New Credit Applications
Know • Reflect • Act • Complete
Understanding Credit Cards
Know • Reflect • Act • Complete
Comparing Credit Cards
Know • Reflect • Act • Complete
Reading a Credit Card Agreement
Know • Reflect • Act • Complete
Reading a Credit Card Statement
Know • Reflect • Act • Complete
Understanding Credit Card Interest
Know • Reflect • Act • Complete
Calculating Credit Card Interest
Know • Reflect • Act • Complete
Understanding Minimum Payments
Know • Reflect • Act • Complete
Understanding Grace Periods
Know • Reflect • Act • Complete
Understanding Credit Utilization
Know • Reflect • Act • Complete
Recognizing Credit Card Warning Signs
Know • Reflect • Act • Complete
Understanding Annual Percentage Rates
Know • Reflect • Act • Complete
Comparing Interest Rates and Fees
Know • Reflect • Act • Complete
Understanding Simple and Compound Interest
Know • Reflect • Act • Complete
Evaluating Promotional Financing
Know • Reflect • Act • Complete
Understanding Deferred Interest
Know • Reflect • Act • Complete
Comparing Balance-Transfer Offers
Know • Reflect • Act • Complete
Calculating a Balance-Transfer Cost
Know • Reflect • Act • Complete
Reviewing Promotional Deadlines
Know • Reflect • Act • Complete
Comparing Borrowing Alternatives
Know • Reflect • Act • Complete
Creating an Interest Inventory
Know • Reflect • Act • Complete
Understanding Your Total Debt
Know • Reflect • Act • Complete
Distinguishing Productive and Costly Debt
Know • Reflect • Act • Complete
Calculating Your Debt-to-Income Ratio
Know • Reflect • Act • Complete
Prioritizing Financial Obligations
Know • Reflect • Act • Complete
Comparing Debt-Repayment Methods
Know • Reflect • Act • Complete
Creating a Debt-Payment Plan
Know • Reflect • Act • Complete
Communicating with Creditors
Know • Reflect • Act • Complete
Responding to a Missed Payment
Know • Reflect • Act • Complete
Understanding Collection Accounts
Know • Reflect • Act • Complete
Recognizing When Professional Help May Be Needed
Know • Reflect • Act • Complete
Recognizing Financial Fraud
Know • Reflect • Act • Complete
Protecting Your Personal Information
Know • Reflect • Act • Complete
Understanding Insurance Fundamentals
Know • Reflect • Act • Complete
Comparing Insurance Coverage
Know • Reflect • Act • Complete
Preparing Your Tax Documents
Know • Reflect • Act • Complete
Understanding Your Federal Tax Return
Know • Reflect • Act • Complete
Comparing Tax-Filing Options
Know • Reflect • Act • Complete
Understanding Investing Fundamentals
Know • Reflect • Act • Complete
Preparing for Retirement
Know • Reflect • Act • Complete
Creating a Personal Financial Roadmap
Know • Reflect • Act • Complete