Our commitment
Effective July 29, 2026. By using this site or purchasing an educational product, you agree to these terms and the product-specific price, delivery, access, and refund conditions displayed before checkout.
01
FLCEducational use
Educational use
Financial Learning Cafe, Inc. is an independent education publisher. Content supports general learning and preparation and is not individualized financial planning, legal, tax, insurance, specialized, provider, account readiness-repair, existing obligation-relief, or other professional service.
02
FLCPurchases and delivery
Purchases and delivery
The Financial Foundations Learning Bundle is offered for a single $997 payment with 12 months of online access. It is not a subscription and does not renew automatically. Digital delivery begins immediately after successful payment, and a receipt and access confirmation are sent to the order email. Other products, if offered, will display their own complete terms before payment.
03
FLCCard-statement identification
Card-statement identification
FIN LEARN CAFE may appear on the purchaser’s card statement. It identifies Financial Learning Cafe, Inc. Customers should contact us promptly at hello@financiallearningcafe.com or 330-883-5308 if they do not recognize a charge.
04
FLCCustomer responsibility
Customer responsibility
Customers must provide accurate information, protect account access, review the offer and refund terms before purchase, and contact customer care promptly if access is not received.
05
FLCIntellectual property
Intellectual property
Courses, books, tools, trademarks, worksheets, audio, and downloads are licensed for the purchaser’s personal educational use and may not be copied, shared, redistributed, resold, or used commercially without written permission.
06
FLCCurriculum support
Curriculum support
Complimentary curriculum support is not sold separately, is limited to explaining purchased educational material, and is subject to the eligibility, session limit, request window, expiration, and availability stated on the qualifying offer.
07
FLCNo outcomes or third-party action
No outcomes or third-party action
We do not promise account readiness, existing obligation, funding, savings, approval, income, or other outcomes. We do not contact providers, submit applications, handle learner funds, negotiate accounts, or act for learners.
08
FLCAvailability and acceptable use
Availability and acceptable use
Access may be suspended for unlawful use, account sharing, redistribution, security abuse, or nonpayment. Reasonable updates and maintenance may occur without changing the essential purchased access rights.
09
FLCLimitation
Limitation
To the extent permitted by law, decisions made after studying general educational content remain the learner’s responsibility. Nothing in these terms limits rights that cannot lawfully be limited.