Learning Program Pricing

The price, product, billing, and delivery must match.

Essential, Plus, and Premier are defined educational Learning Programs. Each purchase includes the curriculum, downloads, applicable member access, support, and physical educational materials identified for the selected level.

Review Program Status Compare Learning Programs

CHECKOUT READINESS

Products, exact prices, and billing rules are established.

Monthly access renews until canceled. Annual access is a one-time twelve-month purchase with no automatic renewal. Every initial purchase includes a seven-calendar-day refund opportunity.

Review Enrollment & Checkout

Financial Preparedness Workbook

An included Learning Program resource—not a separate offer.

The complete workbook is available for inspection and is included with Essential, Plus, and Premier. No separate price applies.

Inspect the Complete Workbook

Essential, Plus, and Premier

Educational access—not a promised financial result.

The established Learning Program structure is shown transparently. Every level must deliver substantial recurring education and the same core human benefit: one Complimentary Curriculum Support session each month.

ESSENTIAL LEARNING PROGRAM

Build Your Foundation.

A defined educational Learning Program for self-directed learners, with a core workbook, worksheets, curriculum access, member resources, and monthly Curriculum Support.

MONTH-TO-MONTH$99/month

Automatically renews monthly until canceled.

ANNUAL BILLING • SAVE 20%$950.40/yearEquivalent to $79.20/month

One-time annual purchase of $950.40 for twelve months. No automatic renewal.

Financial Learning Cafe Learning Program Workbook
Core printable worksheets and program roadmap
Physical Learning Kit with applicable printed materials
Core Learning Library
Learning Programs
Courses
Books and workbooks where included
Templates, calculators, and checklists
Educational tools
Member Resource Library
One Complimentary Curriculum Support session each month

Review Essential purchase terms

Build Your Learning Plan.

A complete educational Learning Program with everything in Essential, expanded published curriculum, a Structured Learning Path, and quarterly educational progress reviews.

MONTH-TO-MONTH$199/month

Automatically renews monthly until canceled.

ANNUAL BILLING • SAVE 20%$1,910.40/yearEquivalent to $159.20/month

One-time annual purchase of $1,910.40 for twelve months. No automatic renewal.

Everything in Essential
Complete 100-item browser worksheet collection
Complete published companion-book collection
Expanded published curriculum
Structured Learning Path
Quarterly educational progress review
One Complimentary Curriculum Support session each month

Review Plus purchase terms

PREMIER LEARNING PROGRAM

Make Financial Education a Lifestyle.

A premium educational Learning Program with everything in Plus, the broadest published curriculum collection, monthly educational progress reviews, and priority scheduling.

MONTH-TO-MONTH$299/month

Automatically renews monthly until canceled.

ANNUAL BILLING • SAVE 20%$2,870.40/yearEquivalent to $239.20/month

One-time annual purchase of $2,870.40 for twelve months. No automatic renewal.

Everything in Plus
Complete published Learning Library
Complete published Learning Program collection
Complete published curriculum-volume collection
Priority Curriculum Support scheduling
Monthly educational progress review
One Complimentary Curriculum Support session each month

Review Premier purchase terms

Annual billing means one annual charge.

The monthly equivalent is shown only to help compare value. Selecting annual access charges the full listed annual amount—not the monthly equivalent—and provides twelve months of access without automatic renewal.

Compare at a glance

Essential is substantial. Plus is complete. Premier is premium.

Higher levels add published curriculum depth, learning structure, progress review, and support access—not more intervention into a member’s financial situation.

Learning Program benefitEssentialPlusMost PopularPremier

Monthly price$99/month$199/month$299/month

Annual price$950.40/year$1,910.40/year$2,870.40/year

Learning LibraryCore libraryExpanded libraryComplete premium library

Learning ProgramsCore programsCore + advancedAdvanced + premium specialty

Books & workbooksIncluded selectionExpanded selectionComplete included collection

Templates & toolsCoreCore + specialtyComplete advanced collection

Resource LibraryIncludedIncluded + advancedComplete premium collection

Complimentary Curriculum SupportOne session/monthOne session/monthOne session/month

Structured Learning PathSelf-directedIncludedIncluded

Educational Progress ReviewsSelf-guidedQuarterlyMonthly

Premium resources—Advanced selectionComplete collection

Priority schedulingStandard availabilityStandard availabilityIncluded

Learning Program Access Terms

Choose monthly renewal or one-time annual access.

The selected program provides curriculum, materials, and applicable member access for the paid period. Program duration does not suggest that any financial matter requires a set time to resolve.

01Renews monthly until canceled

Monthly Program Access

The selected Learning Program renews each month. Cancellation stops future billing, and access continues through the end of the paid monthly period.

02One-time purchase • 12 months

Annual Program Access

Annual access provides twelve months of the selected Learning Program and does not automatically renew. A new annual period requires a new affirmative purchase.

How billing is disclosed

Monthly billing uses the selected monthly price and renews until canceled. Annual billing uses the full annual amount shown for one twelve-month access period and does not automatically renew. Checkout shows the charge, access period, renewal status, cancellation procedure, refund terms, and fulfillment before payment.

Structured Learning Paths

Personalized curriculum selection—not a prescribed financial strategy.

Plus and Premier members may receive a Structured Learning Path or Personalized Curriculum Roadmap. Personalization means identifying Financial Learning Cafe educational content relevant to subjects the member says they want to understand.

For example, a member interested in credit-card debt may be directed to Credit Card Fundamentals, Consumer Debt Education, Understanding Collections, Comparing Debt-Resolution Approaches, Debt Validation Education, Consumer Financial Rights, Financial Organization, and Budgeting curriculum.

Before checkout

Every material Learning Program term must be visible.

A customer, bank, or payment reviewer should be able to understand the educational product and its billing without calling for clarification.

Total price

The complete amount charged—not only a monthly equivalent—must appear before checkout.

Billing frequency

The offer must identify monthly billing or one annual charge for each twelve-month access year.

Access period

Monthly access covers the paid monthly period; annual access covers twelve months from purchase or activation.

Renewal

The offer must state whether renewal is automatic, when a future charge occurs, and how to stop it.

Cancellation

The cancellation method, deadline, effective date, and effect on remaining access must be stated.

Refunds

Refund eligibility, timing, access conditions, and the request method must appear before payment.

Curriculum Support

Every paid level includes one Complimentary Curriculum Support session each month, subject to stated scheduling terms.

Included access

The curriculum, communications, tools, resources, and platform benefits included in the selected level must be listed.

What the customer purchases

Learning Program access to original financial education.

The charge applies only to Financial Learning Cafe curriculum, platform access, learning tools, educational communications, and the stated Learning Program benefits. It does not purchase a financial outcome or an outside provider’s service.